Some apps will encourage you to spend beyond your means. Retailer apps can push you to make impulse purchases when you swear you were just browsing their inventory online. Gaming apps can get you to make in-game purchases to get to the next level. Food delivery apps can entice you to order an expensive meal directly to your door instead of using the ingredients sitting inside your fridge to cook dinner.
On the other hand, there are plenty of apps that can help you save! So, don’t see your smartphone as the ultimate saboteur. It can get your finances back on track.
What Apps Can Help You Save?
There are plenty of apps that will help you find coupons for all of your shopping needs. You can find coupons for groceries, clothes and household supplies. You can even find coupons specifically for trips at your pharmacy through apps like GoodRx, RxSaver, WellRx and SingleCare.
What other couponing apps can you try out?
- The Coupons App
Price Comparison Apps
Price comparison apps can help you find cheaper prices for the same product — or at the very least, a similar product — elsewhere. This could encourage you to go to a different store for the sake of savings.
Better yet, the app could encourage you to save money at the exact same store. How? If the retailer offers price matching, they might drop their product’s price to match the price of their competitor. So, you can save money without having to drive to another store.
What price comparison apps can you try out?
Cashback apps offer cashback rewards based on your purchases. Using them could put money back into your pocket after your shopping trip is over.
What cashback apps can you try out?
- Checkout 51
Starting a budget is an effective way to save money. It can help you track your spending and catch bad spending habits early on. It can also help you spot easy ways to save more, like dropping a subscription that you don’t use anymore.
What budgeting apps can you try out?
- You Need a Budget (YNAB)
- Personal Capital
Your bills are too high. You can try to lower them by contacting customer representatives to negotiate lower rates from this point forward. Do this for internet, cable and phone bills. Go through your credit card statements to see which subscriptions and memberships you’d like to cut. Then, cancel them.
What if you don’t have the energy to do all of that? Then, you could use an app to do it for you.
What bill-cutting apps can you try out?
- Rocket Money
In the past year, gas costs have skyrocketed and sent people panicking every time they fill up their vehicles. To make your fuel less costly, you should use apps that will help you find deals on gas.
What gas-savings apps?
- Gas Guru
- WEX Connect
Why Should You Use These Apps?
These apps can help you put more money back into your wallet. When you’re living from paycheck to paycheck, a little bit of extra money can be a lifesaver. Those extra savings could help you handle a higher-than-usual bill, steeper grocery prices, and, more importantly, an emergency expense that crops up.
Without those savings, you might not be able to afford an emergency expense. You’ll need to consider borrowing funds to cover the expense quickly. You can do this through a credit card or a fast online loan, specifically with a quick application process. If a fast online loan sounds like a good option for you, don’t wait to borrow — fill out your application as soon as possible. It just might get approved. Then you’ll have access to a fast loan to manage your emergency and get back on track.
You should only use online loans for emergencies. They’re not meant to be used for everyday expenses.
The right apps can help you save money! Download them and watch how full your wallet stays.